Germany: Credit information sharing

The latest value from 2019 is 8 points, unchanged from 8 points in 2018. In comparison, the world average is 5.27 points, based on data from 185 countries. Historically, the average for Germany from 2013 to 2019 is 8 points. The minimum value, 8 points, was reached in 2013 while the maximum of 8 points was recorded in 2013. See the global rankings for that indicator or use the country comparator to compare trends over time.

When banks in Germany make lending decisions, it is useful to know if the borrower has loans from other banks, has he/she paid on time, etc. The credit information index shows whether banks share such information with each other. The index for Germany ranges from 0 (no sharing) to 6 (high degree of sharing.

Definition: Depth of credit information index measures rules affecting the scope, accessibility, and quality of credit information available through public or private credit registries. The index ranges from 0 to 8, with higher values indicating the availability of more credit information, from either a public registry or a private bureau, to facilitate lending decisions.