Georgia: Mortgage credit interest rate
* indicates monthly or quarterly data series
The most recent value is 13.28 percent as of March 2025, a decline compared to the previous value of 13.31 percent. Historically, the average for Georgia from January 2010 to March 2025 is 13.04 percent. The minimum of 8.42 percent was recorded in July 2019, while the maximum of 23.45 percent was reached in January 2011.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: National Bank of Georgia
| Recent values | Georgia: Mortgage credit interest rate, percent |
|---|---|
| 2025 Mar | 13.28 |
| 2025 Feb | 13.31 |
| 2025 Jan | 13.34 |
| 2024 Dec | 12.63 |
| 2024 Nov | 12.03 |
| 2024 Oct | 11.85 |
| 2024 Sep | 11.8 |
| 2024 Aug | 11.67 |
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Definition: The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.5 | 2023 | percent |
| Exchange rate regimes | 7 | 2022 | index points |
| USD exchange rate | 2.7281 | 6/2025 | Local Currency Units per USD |
| Money supply (broad money) | 27.31 | 3/2025 | billion |
| Consumer Price Index (CPI) | 185.4994 | 5/2025 | index points |
| Inflation, monthly | 0.43 | 5/2025 | percent |
| Inflation, annual | 3.45 | 5/2025 | percent |
| Private sector credit | 60.29 | 3/2025 | billion |
| Business credit | 27.73 | 3/2025 | billion |
| Household credit | 32.56 | 3/2025 | billion |
| Mortgage credit | 21.11 | 3/2025 | billion |
| Consumer credit | 11.45 | 3/2025 | billion |
| Deposit interest rate | 10.97 | 3/2025 | percent |
| Mortgage credit interest rate | 13.28 | 3/2025 | percent |