Gambia: Lending-deposit interest rate spread
* indicates monthly or quarterly data series
| Gambia |
Bank lending-deposit interest rate spread |
|---|---|
| Latest value | 21.16 |
| Year | 2020 |
| Measure | interest rate points |
| Data availability | 1985 - 2020 |
| Average | 13.81 |
| Min - Max | 4.73 - 21.16 |
| Source | The International Monetary Fund |
The latest value from 2020 is 21.16 interest rate points, an increase from 19.9 interest rate points in 2019. In comparison, the world average is 6.59 interest rate points, based on data from 93 countries. Historically, the average for the Gambia from 1985 to 2020 is 13.81 interest rate points. The minimum value, 4.73 interest rate points, was reached in 1985 while the maximum of 21.16 interest rate points was recorded in 2020.
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* indicates monthly or quarterly data series
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Definition: Difference between the lending rate and the deposit rate. The lending rate is the rate charged by banks on loans to the private sector and the deposit interest rate is the rate offered by commercial banks on three-month deposits.
Selected articles from our guide:
What factors determine the exchange rates
International lending and sovereign debt
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| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Lending-deposit interest rate spread | 21.16 | 2020 | interest rate points |
| Bank cost to income ratio | 64.45 | 2020 | percent |
| Non-performing loans | 4.55 | 2019 | percent |
| Bank overhead cost | 4.02 | 2020 | percent |
| Net interest margin | 5.27 | 2020 | percent |
| Bank credit to deposits | 18.13 | 2021 | percent |
| Return on assets | 2.62 | 2020 | percent |
| Return on equity | 23.53 | 2020 | percent |
| Banking system z-scores | 10.93 | 2020 | index points |
| Liquid assets to deposits | 74.14 | 2020 | percent |
| Non-interest income to total income | 42.04 | 2020 | percent |
| Lending interest rate | 19.50 | 2021 | percent |
| Real interest rate | 11.28 | 2021 | percent |
| Legal rights | 6.00 | 2019 | points |
| Credit information sharing | 0.00 | 2019 | points |