Gambia: Banking system z-scores

The latest value from 2020 is 10.93 index points, a decline from 13.33 index points in 2019. In comparison, the world average is 16.69 index points, based on data from 151 countries. Historically, the average for the Gambia from 2004 to 2020 is 13.51 index points. The minimum value, 10.93 index points, was reached in 2020 while the maximum of 14.8 index points was recorded in 2005. See the global rankings for that indicator or use the country comparator to compare trends over time.

Definition: The index captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.