Gambia: Bank overhead cost

The latest value from 2020 is 4.02 percent, a decline from 5.55 percent in 2019. In comparison, the world average is 2.72 percent, based on data from 150 countries. Historically, the average for the Gambia from 2005 to 2020 is 7.32 percent. The minimum value, 4.02 percent, was reached in 2020 while the maximum of 10.8 percent was recorded in 2007. See the global rankings for that indicator or use the country comparator to compare trends over time.

Definition: Operating expenses of a bank as a share of the value of all assets held. Total assets include total earning assets, cash and due from banks, foreclosed real estate, fixed assets, goodwill, other intangibles, current tax assets, deferred tax assets, discontinued operations and other assets. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.