Gambia: Liquid assets to deposits

* indicates monthly or quarterly data series
 Gambia

Bank liquid assets to deposits and short-term funding

 Latest value 74.14
 Year 2020
 Measure percent
 Data availability 2005 - 2020
 Average 73.47
 Min - Max 56.15 - 87.69
 Source Bankscope
 Available for Data download
The latest value from 2020 is 74.14 percent, an increase from 69.57 percent in 2019. In comparison, the world average is 38.25 percent, based on data from 140 countries. Historically, the average for the Gambia from 2005 to 2020 is 73.47 percent. The minimum value, 56.15 percent, was reached in 2015 while the maximum of 87.69 percent was recorded in 2006. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series
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 Recent values Gambia: Liquid assets to deposits
 2020 74.14
 2019 69.57
 2018 79.54
 2017 71.12
 2016 56.53
 2015 56.15
 2009 63.51
 2008 85.72




Definition: The ratio of the value of liquid assets (easily converted to cash) to short-term funding plus total deposits. Liquid assets include cash and due from banks, trading securities and at fair value through income, loans and advances to banks, reverse repos and cash collaterals. Deposits and short term funding includes total customer deposits (current, savings and term) and short term borrowing (money market instruments, CDs and other deposits).

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 21.16 2020 interest rate points
 Bank cost to income ratio 64.45 2020 percent
 Non-performing loans 4.56 2022 percent
 Bank overhead cost 4.02 2020 percent
 Net interest margin 5.27 2020 percent
 Bank credit to deposits 18.13 2021 percent
 Return on assets 2.62 2020 percent
 Return on equity 23.53 2020 percent
 Banking system z-scores 10.93 2020 index points
 Liquid assets to deposits 74.14 2020 percent
 Non-interest income to total income 42.04 2020 percent
 Lending interest rate 22.00 2025 percent
 Real interest rate 15.32 2024 percent
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