Gambia: Credit information sharing

* indicates monthly or quarterly data series
 Gambia

Credit information sharing index, 0 (low) - 8 (high)

 Latest value 0.00
 Year 2019
 Measure points
 Data availability 2013 - 2019
 Average 0.00
 Min - Max 0.00 - 0.00
 Source The World Bank
The latest value from 2019 is 0 points, unchanged from 0 points in 2018. In comparison, the world average is 5.27 points, based on data from 185 countries. Historically, the average for the Gambia from 2013 to 2019 is 0 points. The minimum value, 0 points, was reached in 2013 while the maximum of 0 points was recorded in 2013. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent data
Gambia - Credit information sharing - Recent values chart




When banks in the Gambia make lending decisions, it is useful to know if the borrower has loans from other banks, has he/she paid on time, etc. The credit information index shows whether banks share such information with each other. The index for the Gambia ranges from 0 (no sharing) to 6 (high degree of sharing.
Definition: Depth of credit information index measures rules affecting the scope, accessibility, and quality of credit information available through public or private credit registries. The index ranges from 0 to 8, with higher values indicating the availability of more credit information, from either a public registry or a private bureau, to facilitate lending decisions.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 21.16 2020 interest rate points
 Bank cost to income ratio 64.45 2020 percent
 Non-performing loans 4.55 2019 percent
 Bank overhead cost 4.02 2020 percent
 Net interest margin 5.27 2020 percent
 Bank credit to deposits 18.13 2021 percent
 Return on assets 2.62 2020 percent
 Return on equity 23.53 2020 percent
 Banking system z-scores 10.93 2020 index points
 Liquid assets to deposits 74.14 2020 percent
 Non-interest income to total income 42.04 2020 percent
 Lending interest rate 19.50 2021 percent
 Real interest rate 11.28 2021 percent
 Legal rights 6.00 2019 points
 Credit information sharing 0.00 2019 points
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