France: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 249.19 billion Euro as of August 2025, a decline compared to the previous value of 250.09 billion Euro. Historically, the average for France from April 1993 to August 2025 is 165.92 billion Euro. The minimum of 86.08 billion Euro was recorded in March 1994, while the maximum of 250.09 billion Euro was reached in July 2025.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
- Source: Bank of France
| Recent values | France: Consumer credit, billion currency units |
|---|---|
| 2025 Aug | 249.19 |
| 2025 Jul | 250.09 |
| 2025 Jun | 248.22 |
| 2025 May | 246.89 |
| 2025 Apr | 246.4 |
| 2025 Mar | 245.21 |
| 2025 Feb | 243.21 |
| 2025 Jan | 243.5 |
Download data from our database Other resources: All indicators for France All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 0.9 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8629 | 8/2026 | Local Currency Units per USD |
| Money supply (broad money) | 2,752.66 | 6/2024 | billion |
| Consumer Price Index (CPI) | 131.1199 | 7/2026 | index points |
| Inflation, monthly | 0.80 | 8/2026 | percent |
| Inflation, annual | 2.69 | 8/2026 | percent |
| Food and beverages inflation | 0.95 | 6/2026 | percent |
| Alcohol and tobacco inflation | 1.90 | 7/2026 | percent |
| Energy price inflation | 10.88 | 6/2026 | percent |
| Transport services inflation | 4.94 | 6/2026 | percent |
| Services inflation | 1.93 | 6/2026 | percent |
| Information and communication inflation | 2.87 | 6/2026 | percent |
| Restaurant and accommodation services inflation | 2.82 | 6/2026 | percent |
| Health care inflation | -1.05 | 6/2026 | percent |
| Education services inflation | 4.53 | 6/2026 | percent |
| Clothing and footwear inflation | -2.24 | 6/2026 | percent |
| Housing inflation | 1.58 | 6/2026 | percent |
| Private sector credit | 2,922.20 | 8/2025 | billion |
| Business credit | 1,434.07 | 6/2026 | billion |
| Household credit | 1,534.66 | 8/2025 | billion |
| Mortgage credit | 1,286.49 | 6/2026 | billion |
| Consumer credit | 249.19 | 8/2025 | billion |
| Deposit interest rate | 3.80 | 6/2024 | percent |
| Business credit interest rate | 4.65 | 6/2024 | percent |
| Mortgage credit interest rate | 3.17 | 6/2026 | percent |
| Policy rate | 3.00 | 12/1998 | percent |
| Household debt to GDP | 59.70 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 20.80 | Q4/2025 | percent |