Finland: Private sector credit
* indicates monthly or quarterly data series
The most recent value is 253.29 billion Euro as of June 2026, an increase compared to the previous value of 253.22 billion Euro. Historically, the average for Finland from January 2001 to June 2026 is 173.41 billion Euro. The minimum of 66.26 billion Euro was recorded in January 2001, while the maximum of 253.29 billion Euro was reached in June 2026.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Source: The Bank of Finland
| Recent values | Finland: Private sector credit, billion currency units |
|---|---|
| 2026 Jun | 253.29 |
| 2026 May | 253.22 |
| 2026 Apr | 252.67 |
| 2026 Mar | 252.86 |
| 2026 Feb | 252.7 |
| 2026 Jan | 252.76 |
| 2025 Dec | 252.86 |
| 2025 Nov | 252.45 |
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Definition: Private sector credit refers to the credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to private non-financial firms and households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 0.3 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8754 | 7/2026 | Local Currency Units per USD |
| Money supply (broad money) | 169.31 | 6/2026 | billion |
| Consumer Price Index (CPI) | 102.7500 | 7/2026 | index points |
| Inflation, monthly | 0.21 | 7/2026 | percent |
| Inflation, annual | 2.56 | 7/2026 | percent |
| Food and beverages inflation | 0.73 | 6/2026 | percent |
| Alcohol and tobacco inflation | 3.45 | 6/2026 | percent |
| Energy price inflation | 14.83 | 6/2026 | percent |
| Transport services inflation | 6.23 | 6/2026 | percent |
| Services inflation | 0.82 | 6/2026 | percent |
| Information and communication inflation | 1.54 | 6/2026 | percent |
| Restaurant and accommodation services inflation | 2.08 | 6/2026 | percent |
| Health care inflation | 4.01 | 6/2026 | percent |
| Education services inflation | 11.54 | 6/2026 | percent |
| Clothing and footwear inflation | 0.77 | 6/2026 | percent |
| Housing inflation | 0.00 | 6/2026 | percent |
| Private sector credit | 253.29 | 6/2026 | billion |
| Business credit | 111.36 | 6/2026 | billion |
| Household credit | 142.84 | 6/2026 | billion |
| Mortgage credit | 105.87 | 6/2026 | billion |
| Consumer credit | 36.90 | 6/2026 | billion |
| Deposit interest rate | 2.49 | 6/2026 | percent |
| Business credit interest rate | 3.48 | 6/2026 | percent |
| Mortgage credit interest rate | 2.93 | 6/2026 | percent |
| Household debt to GDP | 62.90 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 18.30 | Q4/2025 | percent |
| Bank deposits, total | 221.55 | 4/2026 | billion local currency units |
| Bank deposits, local currency | 214.72 | 4/2026 | billion local currency units |
| Bank deposits, foreign currency | 6.83 | 4/2026 | billion local currency units |