Finland: Mortgage credit
* indicates monthly or quarterly data series
The most recent value is 105.87 billion Euro as of June 2026, a decline compared to the previous value of 105.96 billion Euro. Historically, the average for Finland from January 2003 to June 2026 is 82.68 billion Euro. The minimum of 31.45 billion Euro was recorded in January 2003, while the maximum of 109.54 billion Euro was reached in September 2022.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Definition: Loans provided by commercial banks for the purchase of non-commercial real estate. In billion local currency units.
- Source: The Bank of Finland
| Recent values | Finland: Mortgage credit, billion currency units |
|---|---|
| 2026 Jun | 105.87 |
| 2026 May | 105.96 |
| 2026 Apr | 105.87 |
| 2026 Mar | 105.9 |
| 2026 Feb | 106.07 |
| 2026 Jan | 106.15 |
| 2025 Dec | 106.27 |
| 2025 Nov | 106.36 |
Download data from our database Other resources: All indicators for Finland All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 0.3 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8629 | 8/2026 | Local Currency Units per USD |
| Money supply (broad money) | 169.31 | 6/2026 | billion |
| Consumer Price Index (CPI) | 102.3200 | 8/2026 | index points |
| Inflation, monthly | -0.38 | 8/2026 | percent |
| Inflation, annual | 2.40 | 8/2026 | percent |
| Food and beverages inflation | 0.68 | 7/2026 | percent |
| Alcohol and tobacco inflation | 4.56 | 7/2026 | percent |
| Energy price inflation | 12.96 | 7/2026 | percent |
| Transport services inflation | 5.80 | 7/2026 | percent |
| Services inflation | 1.16 | 7/2026 | percent |
| Information and communication inflation | 3.68 | 7/2026 | percent |
| Restaurant and accommodation services inflation | 2.25 | 7/2026 | percent |
| Health care inflation | 3.56 | 7/2026 | percent |
| Education services inflation | 11.54 | 6/2026 | percent |
| Clothing and footwear inflation | 0.77 | 6/2026 | percent |
| Housing inflation | 0.00 | 6/2026 | percent |
| Private sector credit | 253.29 | 6/2026 | billion |
| Business credit | 111.36 | 6/2026 | billion |
| Household credit | 142.84 | 6/2026 | billion |
| Mortgage credit | 105.87 | 6/2026 | billion |
| Consumer credit | 36.90 | 6/2026 | billion |
| Deposit interest rate | 2.49 | 6/2026 | percent |
| Business credit interest rate | 3.48 | 6/2026 | percent |
| Mortgage credit interest rate | 2.93 | 6/2026 | percent |
| Household debt to GDP | 62.90 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 18.30 | Q4/2025 | percent |