Finland: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 37.16 billion Euro as of December 2025, a decline compared to the previous value of 37.18 billion Euro. Historically, the average for Finland from January 2003 to December 2025 is 28.68 billion Euro. The minimum of 15.46 billion Euro was recorded in January 2003, while the maximum of 37.18 billion Euro was reached in November 2025.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Source: The Bank of Finland
| Recent values | Finland: Consumer credit, billion currency units |
|---|---|
| 2025 Dec | 37.16 |
| 2025 Nov | 37.18 |
| 2025 Oct | 37.06 |
| 2025 Sep | 37.04 |
| 2025 Aug | 37.02 |
| 2025 Jul | 36.98 |
| 2025 Jun | 37.11 |
| 2025 May | 37.02 |
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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 1.6 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8695 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 161.78 | 6/2024 | billion |
| Consumer Price Index (CPI) | 102.5300 | 6/2026 | index points |
| Inflation, monthly | -0.37 | 6/2026 | percent |
| Inflation, annual | 2.65 | 6/2026 | percent |
| Food and beverages inflation | 1.68 | 4/2026 | percent |
| Alcohol and tobacco inflation | 3.58 | 4/2026 | percent |
| Energy price inflation | 9.68 | 4/2026 | percent |
| Transport services inflation | 5.28 | 4/2026 | percent |
| Services inflation | 0.15 | 4/2026 | percent |
| Information and communication inflation | 5.22 | 4/2026 | percent |
| Restaurant and accommodation services inflation | 2.27 | 4/2026 | percent |
| Health care inflation | 3.60 | 4/2026 | percent |
| Education services inflation | 11.54 | 4/2026 | percent |
| Clothing and footwear inflation | 0.64 | 4/2026 | percent |
| Housing inflation | 0.05 | 4/2026 | percent |
| Private sector credit | 252.86 | 12/2025 | billion |
| Business credit | 109.36 | 12/2025 | billion |
| Household credit | 143.14 | 12/2025 | billion |
| Mortgage credit | 106.27 | 12/2025 | billion |
| Consumer credit | 37.16 | 12/2025 | billion |
| Deposit interest rate | 3.55 | 5/2024 | percent |
| Business credit interest rate | 4.73 | 5/2024 | percent |
| Mortgage credit interest rate | 4.07 | 5/2024 | percent |
| Household debt to GDP | 62.90 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 18.30 | Q4/2025 | percent |
| Bank deposits, total | 221.55 | 4/2026 | billion local currency units |
| Bank deposits, local currency | 214.72 | 4/2026 | billion local currency units |
| Bank deposits, foreign currency | 6.83 | 4/2026 | billion local currency units |