Finland: Banking system z-scores

The latest value from 2021 is 17.11 index points, a decline from 17.84 index points in 2020. In comparison, the world average is 17.25 index points, based on data from 136 countries. Historically, the average for Finland from 2000 to 2021 is 14.48 index points. The minimum value, 8.44 index points, was reached in 2011 while the maximum of 24.81 index points was recorded in 2004. See the global rankings or world map for that indicator or use the country comparator to compare trends over time.

Definition: The index captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.