Finland: Non-performing loans

* indicates monthly or quarterly data series
 Finland

Non-performing loans as percent of all bank loans

 Latest value 1.47
 Reference 2021
 Measure percent
 Source The World Bank

For that indicator, we provide data for Finland from 2007 to 2021. The average value for Finland during that period was 0.8 percent with a minimum of 0.23 percent in 2007 and a maximum of 1.51 percent in 2019. The latest value from 2021 is 1.47 percent. For comparison, the world average in 2021 based on 113 countries is 6.05 percent. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


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The percent non-performing loans in Finland reflects the health of the banking system. A higher percent of such loans shows that banks have difficulty collecting interest and principal on their credits. That may lead to less profits for the banks in Finland and, possibly, bank closures.

Definition: Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming loans before the deduction of specific loan-loss provisions). The loan amount recorded as nonperforming should be the gross value of the loan as recorded on the balance sheet, not just the amount that is overdue.
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