Euro area: Private sector credit
* indicates monthly or quarterly data series
The most recent value is 12705.44 billion Euro as of June 2026, an increase compared to the previous value of 12639.82 billion Euro. Historically, the average for Euro area from September 1997 to June 2026 is 9082.34 billion Euro. The minimum of 4374.01 billion Euro was recorded in September 1997, while the maximum of 12705.44 billion Euro was reached in June 2026.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Definition: Private sector credit refers to the credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to private non-financial firms and households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
- Source: European Central Bank
| Recent values | Euro area: Private sector credit, billion currency units |
|---|---|
| 2026 Jun | 12705.44 |
| 2026 May | 12639.82 |
| 2026 Apr | 12596.87 |
| 2026 Mar | 12562.98 |
| 2026 Feb | 12501.94 |
| 2026 Jan | 12473.71 |
| 2025 Dec | 12441.09 |
| 2025 Nov | 12411.68 |
Download data from our database Other resources: All indicators for Euro area All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| USD exchange rate | 0.8629 | 8/2026 | Local Currency Units per USD |
| Money supply (broad money) | 16,411.01 | 6/2026 | billion |
| Consumer Price Index (CPI) | 103.7000 | 8/2026 | index points |
| Inflation, monthly | 0.45 | 8/2026 | percent |
| Inflation, annual | 3.26 | 8/2026 | percent |
| Alcohol and tobacco inflation | 3.40 | Q2/2026 | percent |
| Transport services inflation | 6.80 | Q2/2026 | percent |
| Services inflation | 3.00 | Q2/2026 | percent |
| Housing inflation | 2.70 | Q2/2026 | percent |
| Private sector credit | 12,705.44 | 6/2026 | billion |
| Business credit | 5,480.30 | 6/2026 | billion |
| Household credit | 7,225.14 | 6/2026 | billion |
| Mortgage credit | 5,709.91 | 6/2026 | billion |
| Consumer credit | 1,515.22 | 6/2026 | billion |
| Deposit interest rate | 2.03 | 6/2026 | percent |
| Business credit interest rate | 3.32 | 12/2025 | percent |
| Mortgage credit interest rate | 2.42 | 12/2025 | percent |
| Policy rate | 2.25 | 8/2026 | percent |