Euro area: Mortgage credit interest rate
* indicates monthly or quarterly data series
The most recent value is 2.42 percent as of January 2025, a decline compared to the previous value of 2.44 percent. Historically, the average for Euro area from January 2003 to January 2025 is 3.37 percent. The minimum of 1.61 percent was recorded in January 2022, while the maximum of 5.6 percent was reached in January 2003.
Click on the following link to see the values of: Mortgage credit interest rate around the world.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: European Central Bank
| Recent values | Euro area: Mortgage credit interest rate, percent |
|---|---|
| 2025 Jan | 2.42 |
| 2024 Dec | 2.44 |
| 2024 Nov | 2.46 |
| 2024 Oct | 2.46 |
| 2024 Sep | 2.47 |
| 2024 Aug | 2.46 |
| 2024 Jul | 2.46 |
| 2024 Jun | 2.46 |
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Definition: The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| USD exchange rate | 0.8911 | 4/2025 | Local Currency Units per USD |
| Money supply (broad money) | 15,572.00 | 12/2024 | billion |
| Consumer Price Index (CPI) | 128.7600 | 4/2025 | index points |
| Inflation, monthly | 0.56 | 4/2025 | percent |
| Inflation, annual | 2.16 | 4/2025 | percent |
| Private sector credit | 11,858.96 | 12/2024 | billion |
| Business credit | 5,172.87 | 12/2024 | billion |
| Household credit | 6,686.09 | 12/2024 | billion |
| Mortgage credit | 5,265.35 | 12/2024 | billion |
| Consumer credit | 1,420.74 | 12/2024 | billion |
| Deposit interest rate | 2.33 | 1/2025 | percent |
| Business credit interest rate | 3.67 | 1/2025 | percent |
| Mortgage credit interest rate | 2.42 | 1/2025 | percent |