Euro area: Household credit

* indicates monthly or quarterly data series
The most recent value is 6727.46 billion Euro as of April 2025, an increase compared to the previous value of 6710.51 billion Euro. Historically, the average for Euro area from September 1997 to April 2025 is 4806.39 billion Euro. The minimum of 2290.04 billion Euro was recorded in September 1997, while the maximum of 6727.46 billion Euro was reached in April 2025. Click on the following link to see the values of: Household credit around the world.
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* indicates monthly or quarterly data series

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Recent values Euro area: Household credit, billion currency units
2025  Apr 6727.46
2025  Mar 6710.51
2025  Feb 6695.8
2025  Jan 6688.87
2024  Dec 6686.77
2024  Nov 6688.95
2024  Oct 6667.86
2024  Sep 6664.77


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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.

 Related indicators Latest Reference Measure
 USD exchange rate 0.8674 6/2025 Local Currency Units per USD
 Money supply (broad money) 15,696.92 4/2025 billion
 Consumer Price Index (CPI) 129.0700 6/2025 index points
 Inflation, monthly 0.28 6/2025 percent
 Inflation, annual 1.97 6/2025 percent
 Private sector credit 11,940.25 4/2025 billion
 Business credit 5,212.80 4/2025 billion
 Household credit 6,727.46 4/2025 billion
 Mortgage credit 5,302.56 4/2025 billion
 Consumer credit 1,424.90 4/2025 billion
 Deposit interest rate 2.09 3/2025 percent
 Business credit interest rate 3.58 3/2025 percent
 Mortgage credit interest rate 2.42 3/2025 percent
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