Euro area: Household credit
* indicates monthly or quarterly data series
The most recent value is 6727.46 billion Euro as of April 2025, an increase compared to the previous value of 6710.51 billion Euro. Historically, the average for Euro area from September 1997 to April 2025 is 4806.39 billion Euro. The minimum of 2290.04 billion Euro was recorded in September 1997, while the maximum of 6727.46 billion Euro was reached in April 2025.
Click on the following link to see the values of: Household credit around the world.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Source: European Central Bank
| Recent values | Euro area: Household credit, billion currency units |
|---|---|
| 2025 Apr | 6727.46 |
| 2025 Mar | 6710.51 |
| 2025 Feb | 6695.8 |
| 2025 Jan | 6688.87 |
| 2024 Dec | 6686.77 |
| 2024 Nov | 6688.95 |
| 2024 Oct | 6667.86 |
| 2024 Sep | 6664.77 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| USD exchange rate | 0.8674 | 6/2025 | Local Currency Units per USD |
| Money supply (broad money) | 15,696.92 | 4/2025 | billion |
| Consumer Price Index (CPI) | 129.0700 | 6/2025 | index points |
| Inflation, monthly | 0.28 | 6/2025 | percent |
| Inflation, annual | 1.97 | 6/2025 | percent |
| Private sector credit | 11,940.25 | 4/2025 | billion |
| Business credit | 5,212.80 | 4/2025 | billion |
| Household credit | 6,727.46 | 4/2025 | billion |
| Mortgage credit | 5,302.56 | 4/2025 | billion |
| Consumer credit | 1,424.90 | 4/2025 | billion |
| Deposit interest rate | 2.09 | 3/2025 | percent |
| Business credit interest rate | 3.58 | 3/2025 | percent |
| Mortgage credit interest rate | 2.42 | 3/2025 | percent |