Euro area: Consumer credit

* indicates monthly or quarterly data series
The most recent value is 1424.9 billion Euro as of April 2025, an increase compared to the previous value of 1423.44 billion Euro. Historically, the average for Euro area from September 1997 to April 2025 is 1306.17 billion Euro. The minimum of 904.16 billion Euro was recorded in September 1997, while the maximum of 1471.44 billion Euro was reached in June 2011. Click on the following link to see the values of: Consumer credit around the world.
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* indicates monthly or quarterly data series

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Recent values Euro area: Consumer credit, billion currency units
2025  Apr 1424.9
2025  Mar 1423.44
2025  Feb 1416.96
2025  Jan 1417.93
2024  Dec 1421.76
2024  Nov 1432.39
2024  Oct 1421.5
2024  Sep 1418.16


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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.

 Related indicators Latest Reference Measure
 USD exchange rate 0.8674 6/2025 Local Currency Units per USD
 Money supply (broad money) 15,696.92 4/2025 billion
 Consumer Price Index (CPI) 129.0700 6/2025 index points
 Inflation, monthly 0.28 6/2025 percent
 Inflation, annual 1.97 6/2025 percent
 Private sector credit 11,940.25 4/2025 billion
 Business credit 5,212.80 4/2025 billion
 Household credit 6,727.46 4/2025 billion
 Mortgage credit 5,302.56 4/2025 billion
 Consumer credit 1,424.90 4/2025 billion
 Deposit interest rate 2.09 3/2025 percent
 Business credit interest rate 3.58 3/2025 percent
 Mortgage credit interest rate 2.42 3/2025 percent
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