Euro area: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 1424.9 billion Euro as of April 2025, an increase compared to the previous value of 1423.44 billion Euro. Historically, the average for Euro area from September 1997 to April 2025 is 1306.17 billion Euro. The minimum of 904.16 billion Euro was recorded in September 1997, while the maximum of 1471.44 billion Euro was reached in June 2011.
Click on the following link to see the values of: Consumer credit around the world.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Source: European Central Bank
| Recent values | Euro area: Consumer credit, billion currency units |
|---|---|
| 2025 Apr | 1424.9 |
| 2025 Mar | 1423.44 |
| 2025 Feb | 1416.96 |
| 2025 Jan | 1417.93 |
| 2024 Dec | 1421.76 |
| 2024 Nov | 1432.39 |
| 2024 Oct | 1421.5 |
| 2024 Sep | 1418.16 |
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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| USD exchange rate | 0.8674 | 6/2025 | Local Currency Units per USD |
| Money supply (broad money) | 15,696.92 | 4/2025 | billion |
| Consumer Price Index (CPI) | 129.0700 | 6/2025 | index points |
| Inflation, monthly | 0.28 | 6/2025 | percent |
| Inflation, annual | 1.97 | 6/2025 | percent |
| Private sector credit | 11,940.25 | 4/2025 | billion |
| Business credit | 5,212.80 | 4/2025 | billion |
| Household credit | 6,727.46 | 4/2025 | billion |
| Mortgage credit | 5,302.56 | 4/2025 | billion |
| Consumer credit | 1,424.90 | 4/2025 | billion |
| Deposit interest rate | 2.09 | 3/2025 | percent |
| Business credit interest rate | 3.58 | 3/2025 | percent |
| Mortgage credit interest rate | 2.42 | 3/2025 | percent |