Djibouti: Non-performing loans

The latest value from 2021 is 6.69 percent, a decline from 13.25 percent in 2020. In comparison, the world average is 5.92 percent, based on data from 122 countries. Historically, the average for Djibouti from 2012 to 2021 is 15.86 percent. The minimum value, 6.69 percent, was reached in 2021 while the maximum of 22.47 percent was recorded in 2016. See the global rankings for that indicator or use the country comparator to compare trends over time.

The percent non-performing loans in Djibouti reflects the health of the banking system. A higher percent of such loans shows that banks have difficulty collecting interest and principal on their credits. That may lead to less profits for the banks in Djibouti and, possibly, bank closures.

Definition: Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming loans before the deduction of specific loan-loss provisions). The loan amount recorded as nonperforming should be the gross value of the loan as recorded on the balance sheet, not just the amount that is overdue.