Democratic Republic of the Congo: Bank credit to deposits

* indicates monthly or quarterly data series
 Democratic Republic of the Congo

Bank credit as percent of bank deposits

 Latest value 34.64
 Year 2021
 Measure percent
 Data availability 2000 - 2021
 Average 49.00
 Min - Max 30.51 - 68.53
 Source The International Monetary Fund
 Available for Data download
The latest value from 2021 is 34.64 percent, a decline from 40.41 percent in 2020. In comparison, the world average is 86.91 percent, based on data from 138 countries. Historically, the average for Democratic Republic of the Congo from 2000 to 2021 is 49 percent. The minimum value, 30.51 percent, was reached in 2002 while the maximum of 68.53 percent was recorded in 2008. See the global rankings for that indicator or use the country comparator to compare trends over time.
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 Recent values Democratic Republic of the Congo: Bank credit to deposits
 2021 34.64
 2020 40.41
 2019 47.95
 2018 55.52
 2017 53.11
 2016 66.06
 2015 62.01
 2014 58.99




Definition: The financial resources provided to the private sector by domestic money banks as a share of total deposits. Domestic money banks comprise commercial banks and other financial institutions that accept transferable deposits, such as demand deposits. Total deposits include demand, time and saving deposits in deposit money banks.

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 Lending-deposit interest rate spread 19.76 2020 interest rate points
 Bank cost to income ratio 81.90 2020 percent
 Non-performing loans 4.92 2025 percent
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 Bank credit to deposits 34.64 2021 percent
 Return on assets -0.31 2020 percent
 Return on equity -3.72 2020 percent
 Banking system z-scores 5.64 2020 index points
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 Lending interest rate 23.29 2021 percent
 Real interest rate -3.53 2021 percent
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