
Democratic Republic of the Congo: Bank credit to deposits
* indicates monthly or quarterly data series
| Democratic Republic of the Congo |
Bank credit as percent of bank deposits |
|---|---|
| Latest value | 34.64 |
| Year | 2021 |
| Measure | percent |
| Data availability | 2000 - 2021 |
| Average | 49.00 |
| Min - Max | 30.51 - 68.53 |
| Source | The International Monetary Fund |
| Available for | Data download |
The latest value from 2021 is 34.64 percent, a decline from 40.41 percent in 2020. In comparison, the world average is 86.91 percent, based on data from 138 countries. Historically, the average for Democratic Republic of the Congo from 2000 to 2021 is 49 percent. The minimum value, 30.51 percent, was reached in 2002 while the maximum of 68.53 percent was recorded in 2008.
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* indicates monthly or quarterly data series
| Recent values | Democratic Republic of the Congo: Bank credit to deposits |
|---|---|
| 2021 | 34.64 |
| 2020 | 40.41 |
| 2019 | 47.95 |
| 2018 | 55.52 |
| 2017 | 53.11 |
| 2016 | 66.06 |
| 2015 | 62.01 |
| 2014 | 58.99 |
Definition: The financial resources provided to the private sector by domestic money banks as a share of total deposits. Domestic money banks comprise commercial banks and other financial institutions that accept transferable deposits, such as demand deposits. Total deposits include demand, time and saving deposits in deposit money banks.
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| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Lending-deposit interest rate spread | 19.76 | 2020 | interest rate points |
| Bank cost to income ratio | 81.90 | 2020 | percent |
| Non-performing loans | 4.92 | 2025 | percent |
| Bank overhead cost | 6.16 | 2020 | percent |
| Net interest margin | 5.52 | 2020 | percent |
| Bank credit to deposits | 34.64 | 2021 | percent |
| Return on assets | -0.31 | 2020 | percent |
| Return on equity | -3.72 | 2020 | percent |
| Banking system z-scores | 5.64 | 2020 | index points |
| Liquid assets to deposits | 75.43 | 2020 | percent |
| Non-interest income to total income | 52.03 | 2020 | percent |
| Lending interest rate | 23.29 | 2021 | percent |
| Real interest rate | -3.53 | 2021 | percent |