Democratic Republic of the Congo: Bank cost to income ratio

* indicates monthly or quarterly data series
 Democratic Republic of the Congo

Bank cost to income ratio, in percent

 Latest value 81.90
 Year 2020
 Measure percent
 Data availability 2000 - 2020
 Average 81.97
 Min - Max 74.46 - 91.18
 Source Bankscope
The latest value from 2020 is 81.9 percent, an increase from 80.67 percent in 2019. In comparison, the world average is 54.47 percent, based on data from 149 countries. Historically, the average for Democratic Republic of the Congo from 2000 to 2020 is 81.97 percent. The minimum value, 74.46 percent, was reached in 2014 while the maximum of 91.18 percent was recorded in 2017. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent data
Democratic Republic of the Congo - Bank cost to income ratio - Recent values chart

Historical series
Democratic Republic of the Congo - Bank cost to income ratio - historical chart - 2000-2020




Definition: Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 19.76 2020 interest rate points
 Bank cost to income ratio 81.90 2020 percent
 Non-performing loans 7.43 2022 percent
 Bank overhead cost 6.16 2020 percent
 Net interest margin 5.52 2020 percent
 Bank credit to deposits 34.64 2021 percent
 Return on assets -0.31 2020 percent
 Return on equity -3.72 2020 percent
 Banking system z-scores 5.64 2020 index points
 Liquid assets to deposits 75.43 2020 percent
 Non-interest income to total income 52.03 2020 percent
 Lending interest rate 23.29 2021 percent
 Real interest rate 7.23 2021 percent
 Legal rights 6.00 2019 points
 Credit information sharing 0.00 2019 points
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