Democratic Republic of the Congo: Bank cost to income ratio
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Democratic Republic of the Congo |
Bank cost to income ratio, in percent |
---|---|
Latest value | 81.90 |
Year | 2020 |
Measure | percent |
Data availability | 2000 - 2020 |
Average | 81.97 |
Min - Max | 74.46 - 91.18 |
Source | Bankscope |
The latest value from 2020 is 81.9 percent, an increase from 80.67 percent in 2019. In comparison, the world average is 54.47 percent, based on data from 149 countries. Historically, the average for Democratic Republic of the Congo from 2000 to 2020 is 81.97 percent. The minimum value, 74.46 percent, was reached in 2014 while the maximum of 91.18 percent was recorded in 2017.
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Definition: Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
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Related indicators | Latest | Reference | Measure |
---|---|---|---|
Lending-deposit interest rate spread | 19.76 | 2020 | interest rate points |
Bank cost to income ratio | 81.90 | 2020 | percent |
Non-performing loans | 7.43 | 2022 | percent |
Bank overhead cost | 6.16 | 2020 | percent |
Net interest margin | 5.52 | 2020 | percent |
Bank credit to deposits | 34.64 | 2021 | percent |
Return on assets | -0.31 | 2020 | percent |
Return on equity | -3.72 | 2020 | percent |
Banking system z-scores | 5.64 | 2020 | index points |
Liquid assets to deposits | 75.43 | 2020 | percent |
Non-interest income to total income | 52.03 | 2020 | percent |
Lending interest rate | 23.29 | 2021 | percent |
Real interest rate | 7.23 | 2021 | percent |
Legal rights | 6.00 | 2019 | points |
Credit information sharing | 0.00 | 2019 | points |