Czechia: Mortgage credit interest rate
* indicates monthly or quarterly data series
The most recent value is 4.02 percent as of June 2026, an increase compared to the previous value of 3.98 percent. Historically, the average for the Czechia from January 2002 to June 2026 is 4.21 percent. The minimum of 2.4 percent was recorded in July 2021, while the maximum of 7.65 percent was reached in February 2002.
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* indicates monthly or quarterly data series
- Measure: percent
- Definition: The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate.
- Source: Czech National Bank
| Recent values | Czechia: Mortgage credit interest rate, percent |
|---|---|
| 2026 Jun | 4.02 |
| 2026 May | 3.98 |
| 2026 Apr | 3.95 |
| 2026 Mar | 3.92 |
| 2026 Feb | 3.89 |
| 2026 Jan | 3.86 |
| 2025 Dec | 3.84 |
| 2025 Nov | 3.81 |
Download data from our database Other resources: All indicators for the Czechia All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.5 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 20.8673 | 8/2026 | Local Currency Units per USD |
| Money supply (broad money) | 7,261.01 | 6/2026 | billion |
| Consumer Price Index (CPI) | 101.9500 | 7/2026 | index points |
| Inflation, monthly | 0.57 | 7/2026 | percent |
| Inflation, annual | 1.26 | 7/2026 | percent |
| Food and beverages inflation | -3.08 | 7/2026 | percent |
| Alcohol and tobacco inflation | 3.69 | 7/2026 | percent |
| Energy price inflation | -0.30 | 7/2026 | percent |
| Transport services inflation | 6.58 | 7/2026 | percent |
| Services inflation | 4.45 | 7/2026 | percent |
| Information and communication inflation | 1.79 | 7/2026 | percent |
| Restaurant and accommodation services inflation | 4.28 | 7/2026 | percent |
| Health care inflation | 3.66 | 7/2026 | percent |
| Education services inflation | 4.04 | 7/2026 | percent |
| Clothing and footwear inflation | -2.73 | 7/2026 | percent |
| Housing inflation | 6.08 | 7/2026 | percent |
| Private sector credit | 4,336.12 | 6/2026 | billion |
| Business credit | 1,620.67 | 6/2026 | billion |
| Household credit | 2,715.45 | 6/2026 | billion |
| Mortgage credit | 2,082.28 | 6/2026 | billion |
| Consumer credit | 633.17 | 6/2026 | billion |
| Deposit interest rate | 3.11 | 6/2026 | percent |
| Business credit interest rate | 5.33 | 6/2026 | percent |
| Mortgage credit interest rate | 4.02 | 6/2026 | percent |
| Policy rate | 3.75 | 8/2026 | percent |
| Household debt to GDP | 31.40 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 9.00 | Q4/2025 | percent |