Cyprus: Business credit interest rate
* indicates monthly or quarterly data series
The most recent value is 4.24 percent as of December 2025, a decline compared to the previous value of 4.25 percent. Historically, the average for Cyprus from November 2007 to December 2025 is 5.17 percent. The minimum of 3.15 percent was recorded in November 2021, while the maximum of 7.04 percent was reached in February 2012.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: Central Bank of Cyprus
| Recent values | Cyprus: Business credit interest rate, percent |
|---|---|
| 2025 Dec | 4.24 |
| 2025 Nov | 4.25 |
| 2025 Oct | 4.26 |
| 2025 Sep | 4.28 |
| 2025 Aug | 4.34 |
| 2025 Jul | 4.38 |
| 2025 Jun | 4.45 |
| 2025 May | 4.48 |
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Definition: The business credit interest rate is the average interest rate on the loan products offered by commercial banks to non-financial corporations. The business credit is a credit specifically intended for business purposes including secured and unsecured business loans to small or large business with variable or fixed interest rate.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 1.8 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8695 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 53.98 | 5/2026 | billion |
| Consumer Price Index (CPI) | 104.3100 | 6/2026 | index points |
| Inflation, monthly | 0.83 | 6/2026 | percent |
| Inflation, annual | 3.97 | 6/2026 | percent |
| Food and beverages inflation | 5.20 | 4/2026 | percent |
| Alcohol and tobacco inflation | 1.20 | 4/2026 | percent |
| Energy price inflation | 8.80 | 4/2026 | percent |
| Transport services inflation | 6.70 | 4/2026 | percent |
| Services inflation | 4.10 | 4/2026 | percent |
| Information and communication inflation | -2.20 | 4/2026 | percent |
| Restaurant and accommodation services inflation | 4.80 | 4/2026 | percent |
| Health care inflation | 1.00 | 4/2026 | percent |
| Education services inflation | 3.40 | 4/2026 | percent |
| Clothing and footwear inflation | 3.40 | 4/2026 | percent |
| Housing inflation | 4.50 | 4/2026 | percent |
| Private sector credit | 24.25 | 1/2026 | billion |
| Business credit | 13.34 | 1/2026 | billion |
| Household credit | 10.90 | 1/2026 | billion |
| Mortgage credit | 8.77 | 1/2026 | billion |
| Consumer credit | 2.13 | 1/2026 | billion |
| Deposit interest rate | 1.20 | 12/2025 | percent |
| Business credit interest rate | 4.24 | 12/2025 | percent |
| Mortgage credit interest rate | 3.37 | 12/2025 | percent |
| Private credit in local currency | 24.10 | 5/2026 | billion local currency units |
| Private credit in foreign currency | 3.99 | 5/2026 | billion local currency units |
| Bank deposits, total | 57.96 | 5/2026 | billion local currency units |
| Bank deposits, local currency | 51.72 | 5/2026 | billion local currency units |
| Bank deposits, foreign currency | 6.24 | 5/2026 | billion local currency units |