Croatia: Mortgage credit interest rate
* indicates monthly or quarterly data series
The most recent value is 3.04 percent as of August 2025, no change compared to the previous value of 3.04 percent. Historically, the average for Croatia from December 2011 to August 2025 is 4.34 percent. The minimum of 2.85 percent was recorded in June 2023, while the maximum of 6.14 percent was reached in December 2011.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: Croatian National Bank
| Recent values | Croatia: Mortgage credit interest rate, percent |
|---|---|
| 2025 Aug | 3.04 |
| 2025 Jul | 3.04 |
| 2025 Jun | 3.06 |
| 2025 May | 3.08 |
| 2025 Apr | 3.1 |
| 2025 Mar | 3.12 |
| 2025 Feb | 3.14 |
| 2025 Jan | 3.14 |
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Definition: The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.0 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8695 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 73.42 | 8/2025 | billion |
| Consumer Price Index (CPI) | 104.4100 | 6/2026 | index points |
| Inflation, monthly | 0.13 | 6/2026 | percent |
| Inflation, annual | 4.20 | 6/2026 | percent |
| Food and beverages inflation | 2.90 | 4/2026 | percent |
| Alcohol and tobacco inflation | 6.10 | 4/2026 | percent |
| Energy price inflation | 17.50 | 4/2026 | percent |
| Transport services inflation | 10.70 | 4/2026 | percent |
| Services inflation | 7.30 | 4/2026 | percent |
| Information and communication inflation | 1.60 | 4/2026 | percent |
| Restaurant and accommodation services inflation | 6.50 | 4/2026 | percent |
| Health care inflation | 4.30 | 4/2026 | percent |
| Education services inflation | -1.40 | 4/2026 | percent |
| Clothing and footwear inflation | -1.40 | 4/2026 | percent |
| Housing inflation | 39.50 | 4/2026 | percent |
| Private sector credit | 43.31 | 8/2025 | billion |
| Business credit | 16.77 | 8/2025 | billion |
| Household credit | 26.54 | 8/2025 | billion |
| Mortgage credit | 13.69 | 8/2025 | billion |
| Consumer credit | 12.85 | 8/2025 | billion |
| Deposit interest rate | 1.35 | 8/2025 | percent |
| Business credit interest rate | 3.63 | 8/2025 | percent |
| Mortgage credit interest rate | 3.04 | 8/2025 | percent |
| Policy rate | 0.00 | 7/2022 | percent |
| Bank deposits, total | 59.38 | 4/2026 | billion local currency units |
| Bank deposits, local currency | 57.02 | 4/2026 | billion local currency units |
| Bank deposits, foreign currency | 2.36 | 4/2026 | billion local currency units |