Croatia: Bank cost to income ratio

* indicates monthly or quarterly data series
 Croatia

Bank cost to income ratio, in percent

 Latest value 51.77
 Year 2021
 Measure percent
 Data availability 2000 - 2021
 Average 56.34
 Min - Max 48.67 - 76.55
 Source Bankscope
 Available for Data download
The latest value from 2021 is 51.77 percent, a decline from 58.02 percent in 2020. In comparison, the world average is 54.80 percent, based on data from 133 countries. Historically, the average for Croatia from 2000 to 2021 is 56.34 percent. The minimum value, 48.67 percent, was reached in 2016 while the maximum of 76.55 percent was recorded in 2015. See the global rankings for that indicator or use the country comparator to compare trends over time.
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 Recent values Croatia: Bank cost to income ratio
 2021 51.77
 2020 58.02
 2019 54.59
 2018 51.13
 2017 53.53
 2016 48.67
 2015 76.55
 2014 54.89




Definition: Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 7.23 2014 interest rate points
 Bank cost to income ratio 51.77 2021 percent
 Non-performing loans 2.80 2025 percent
 Bank overhead cost 1.66 2021 percent
 Net interest margin 2.56 2021 percent
 Bank credit to deposits 69.85 2021 percent
 Regulatory capital to risk-weighted assets 24.91 2020 percent
 Return on assets 1.37 2021 percent
 Return on equity 10.37 2021 percent
 Banking system z-scores 7.39 2021 index points
 Liquid assets to deposits 44.65 2021 percent
 Banking system capital to assets 13.37 2020 percent
 Non-interest income to total income 40.33 2021 percent
 Lending interest rate 8.58 2014 percent
 Real interest rate 8.44 2014 percent
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