Costa Rica: Lending-deposit interest rate spread

* indicates monthly or quarterly data series
 Costa Rica

Bank lending-deposit interest rate spread

 Latest value 4.05
 Year 2020
 Measure interest rate points
 Data availability 1982 - 2020
 Average 10.48
 Min - Max 3.50 - 15.30
 Source The International Monetary Fund
For that indicator, we provide data for Costa Rica from 1982 to 2020. The average value for Costa Rica during that period was 10.48 interest rate points with a minimum of 3.5 interest rate points in 1984 and a maximum of 15.3 interest rate points in 1994. The latest value from 2020 is 4.05 interest rate points. For comparison, the world average in 2020 based on 93 countries is 6.59 interest rate points. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent values chart
Costa Rica - Lending-deposit interest rate spread - Recent values chart

Historical chart
Costa Rica - Lending-deposit interest rate spread - historical chart - 1982-2020




Definition: Difference between the lending rate and the deposit rate. The lending rate is the rate charged by banks on loans to the private sector and the deposit interest rate is the rate offered by commercial banks on three-month deposits.

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 Related indicators Latest value Reference Measure
 Lending-deposit interest rate spread 4.05 2020 interest rate points
 Bank cost to income ratio 62.41 2021 percent
 Non-performing loans 2.11 2022 percent
 Bank overhead cost 3.88 2021 percent
 Net interest margin 5.18 2021 percent
 Bank credit to deposits 136.36 2021 percent
 Regulatory capital to risk-weighted assets 16.75 2020 percent
 Return on assets 1.36 2021 percent
 Return on equity 11.76 2021 percent
 Banking system z-scores 19.61 2021 index points
 Liquid assets to deposits 38.86 2021 percent
 Banking system capital to assets 9.74 2020 percent
 Non-interest income to total income 30.40 2021 percent
 Lending interest rate 7.36 2022 percent
 Real interest rate 9.19 2023 percent
 Legal rights 10.00 2019 points
 Credit information sharing 7.00 2019 points
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