Costa Rica: Real interest rate
* indicates monthly or quarterly data series
| Costa Rica |
Real interest rate: Bank lending rate minus inflation |
|---|---|
| Latest value | 7.28 |
| Year | 2024 |
| Measure | percent |
| Data availability | 1982 - 2024 |
| Average | 7.16 |
| Min - Max | -32.13 - 17.73 |
| Source | The International Monetary Fund |
The latest value from 2024 is 7.28 percent, a decline from 9.19 percent in 2023. In comparison, the world average is 4.99 percent, based on data from 73 countries. Historically, the average for Costa Rica from 1982 to 2024 is 7.16 percent. The minimum value, -32.13 percent, was reached in 1982 while the maximum of 17.73 percent was recorded in 1993.
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* indicates monthly or quarterly data series
Recent data
Historical series
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Lending-deposit interest rate spread | 4.05 | 2020 | interest rate points |
| Bank cost to income ratio | 62.41 | 2021 | percent |
| Non-performing loans | 1.96 | 2023 | percent |
| Bank overhead cost | 3.88 | 2021 | percent |
| Net interest margin | 5.18 | 2021 | percent |
| Bank credit to deposits | 136.36 | 2021 | percent |
| Regulatory capital to risk-weighted assets | 16.75 | 2020 | percent |
| Return on assets | 1.36 | 2021 | percent |
| Return on equity | 11.76 | 2021 | percent |
| Banking system z-scores | 19.61 | 2021 | index points |
| Liquid assets to deposits | 38.86 | 2021 | percent |
| Banking system capital to assets | 9.74 | 2020 | percent |
| Non-interest income to total income | 30.40 | 2021 | percent |
| Lending interest rate | 7.33 | 2024 | percent |
| Real interest rate | 7.28 | 2024 | percent |
| Legal rights | 10.00 | 2019 | points |
| Credit information sharing | 7.00 | 2019 | points |