China: Household credit
* indicates monthly or quarterly data series
The most recent value is 81336.37 billion Chinese Renminbi as of January 2025, an increase compared to the previous value of 80898.24 billion Chinese Renminbi. Historically, the average for China from January 2015 to January 2025 is 54379.27 billion Chinese Renminbi. The minimum of 23341.95 billion Chinese Renminbi was recorded in January 2015, while the maximum of 81336.37 billion Chinese Renminbi was reached in January 2025.
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* indicates monthly or quarterly data series
- Measure: billion Chinese Renminbi
- Source: People's Bank of China
| Recent values | China: Household credit, billion currency units |
|---|---|
| 2025 Jan | 81336.37 |
| 2024 Dec | 80898.24 |
| 2024 Nov | 80565.88 |
| 2024 Oct | 80305.59 |
| 2024 Sep | 80170.21 |
| 2024 Aug | 79699.45 |
| 2024 Jul | 79503.43 |
| 2024 Jun | 79728.66 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 0.2 | 2023 | percent |
| Exchange rate regimes | 6 | 2022 | index points |
| USD exchange rate | 7.2590 | 3/2025 | Local Currency Units per USD |
| Money supply (broad money) | 318,524.72 | 1/2025 | billion |
| Consumer Price Index (CPI) | 132.2254 | 2/2025 | index points |
| Inflation, monthly | -0.20 | 2/2025 | percent |
| Inflation, annual | -0.71 | 2/2025 | percent |
| Private sector credit | 253,483.65 | 1/2025 | billion |
| Business credit | 172,147.28 | 1/2025 | billion |
| Household credit | 81,336.37 | 1/2025 | billion |
| Policy rate | 3.10 | 2/2025 | percent |
| Household debt to GDP | 60.10 | 9/2024 | percent |
| Debt service ratios for private non-financial sector | 18.60 | Q3/2024 | percent |