Chad: Non-performing loans

* indicates monthly or quarterly data series

Non-performing loans as percent of all bank loans

 Latest value 27.70
 Year 2022
 Measure percent
 Data availability 2010 - 2022
 Average 19.58
 Min - Max 7.37 - 31.01
 Source The World Bank
For that indicator, we provide data for Chad from 2010 to 2022. The average value for Chad during that period was 19.58 percent with a minimum of 7.37 percent in 2012 and a maximum of 31.01 percent in 2018. The latest value from 2022 is 27.7 percent. For comparison, the world average in 2022 based on 76 countries is 5.50 percent. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series

Recent values chart
Chad - Non-performing loans - Recent values chart

Historical chart
Chad - Non-performing loans - historical chart - 2010-2022

The percent non-performing loans in Chad reflects the health of the banking system. A higher percent of such loans shows that banks have difficulty collecting interest and principal on their credits. That may lead to less profits for the banks in Chad and, possibly, bank closures.
Definition: Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming loans before the deduction of specific loan-loss provisions). The loan amount recorded as nonperforming should be the gross value of the loan as recorded on the balance sheet, not just the amount that is overdue.

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 Related indicators Latest value Reference Measure
 Bank cost to income ratio 65.95 2016 percent
 Non-performing loans 27.70 2022 percent
 Bank overhead cost 5.48 2016 percent
 Net interest margin 7.56 2013 percent
 Bank credit to deposits 93.97 2019 percent
 Regulatory capital to risk-weighted assets 5.97 2020 percent
 Return on assets 1.00 2016 percent
 Return on equity 12.24 2016 percent
 Banking system z-scores 8.42 2016 index points
 Liquid assets to deposits 14.57 2016 percent
 Banking system capital to assets 9.89 2020 percent
 Non-interest income to total income 25.50 2016 percent
 Legal rights 6.00 2019 points
 Credit information sharing 0.00 2019 points
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