Cape Verde: Credit information sharing

* indicates monthly or quarterly data series
 Cape Verde

Credit information sharing index, 0 (low) - 8 (high)

 Latest value 6.00
 Year 2019
 Measure points
 Data availability 2013 - 2019
 Average 6.00
 Min - Max 6.00 - 6.00
 Source The World Bank
The latest value from 2019 is 6 points, unchanged from 6 points in 2018. In comparison, the world average is 5.27 points, based on data from 185 countries. Historically, the average for Cape Verde from 2013 to 2019 is 6 points. The minimum value, 6 points, was reached in 2013 while the maximum of 6 points was recorded in 2013. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent data
Cape Verde - Credit information sharing - Recent values chart




When banks in Cape Verde make lending decisions, it is useful to know if the borrower has loans from other banks, has he/she paid on time, etc. The credit information index shows whether banks share such information with each other. The index for Cape Verde ranges from 0 (no sharing) to 6 (high degree of sharing.
Definition: Depth of credit information index measures rules affecting the scope, accessibility, and quality of credit information available through public or private credit registries. The index ranges from 0 to 8, with higher values indicating the availability of more credit information, from either a public registry or a private bureau, to facilitate lending decisions.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 7.31 2020 interest rate points
 Bank cost to income ratio 51.67 2021 percent
 Bank overhead cost 1.97 2021 percent
 Net interest margin 4.35 2021 percent
 Bank credit to deposits 64.45 2021 percent
 Return on assets 1.47 2021 percent
 Return on equity 16.49 2021 percent
 Banking system z-scores 27.09 2021 index points
 Liquid assets to deposits 44.18 2021 percent
 Non-interest income to total income 19.37 2021 percent
 Lending interest rate 7.53 2023 percent
 Real interest rate 3.53 2023 percent
 Legal rights 1.00 2019 points
 Credit information sharing 6.00 2019 points
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