Canada: Lending-deposit interest rate spread

* indicates monthly or quarterly data series
 Canada

Bank lending-deposit interest rate spread

 Latest value 2.60
 Year 2017
 Measure interest rate points
 Data availability 1980 - 2017
 Average 3.25
 Min - Max 2.30 - 4.25
 Source The International Monetary Fund
The latest value from 2017 is 2.6 interest rate points, unchanged from 2.6 interest rate points in 2016. In comparison, the world average is 7.14 interest rate points, based on data from 110 countries. Historically, the average for Canada from 1980 to 2017 is 3.25 interest rate points. The minimum value, 2.3 interest rate points, was reached in 2009 while the maximum of 4.25 interest rate points was recorded in 1989. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent data
Canada - Lending-deposit interest rate spread - Recent values chart

Historical series
Canada - Lending-deposit interest rate spread - historical chart - 1980-2017




Definition: Difference between the lending rate and the deposit rate. The lending rate is the rate charged by banks on loans to the private sector and the deposit interest rate is the rate offered by commercial banks on three-month deposits.

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What factors determine the exchange rates

International lending and sovereign debt

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 2.60 2017 interest rate points
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 Banking system z-scores 13.85 2021 index points
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 Legal rights 9.00 2019 points
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