Canada: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 788.14 billion Canadian Dollar as of March 2025, an increase compared to the previous value of 785.73 billion Canadian Dollar. Historically, the average for Canada from January 1969 to March 2025 is 291.16 billion Canadian Dollar. The minimum of 9.65 billion Canadian Dollar was recorded in January 1969, while the maximum of 793.4 billion Canadian Dollar was reached in December 2024.
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* indicates monthly or quarterly data series
- Measure: billion Canadian Dollar
- Source: Statistics Canada
| Recent values | Canada: Consumer credit, billion currency units |
|---|---|
| 2025 Mar | 788.14 |
| 2025 Feb | 785.73 |
| 2025 Jan | 784.88 |
| 2024 Dec | 793.4 |
| 2024 Nov | 788.71 |
| 2024 Oct | 785.68 |
| 2024 Sep | 783.53 |
| 2024 Aug | 778.57 |
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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.9 | 2023 | percent |
| Exchange rate regimes | 7 | 2022 | index points |
| USD exchange rate | 1.3680 | 6/2025 | Local Currency Units per USD |
| Money supply (broad money) | 2,695.50 | 3/2025 | billion |
| Consumer Price Index (CPI) | 163.4000 | 4/2025 | index points |
| Inflation, monthly | -0.06 | 4/2025 | percent |
| Inflation, annual | 1.74 | 4/2025 | percent |
| Private sector credit | 6,560.71 | 3/2025 | billion |
| Business credit | 3,512.26 | 3/2025 | billion |
| Household credit | 3,048.45 | 3/2025 | billion |
| Mortgage credit | 2,260.31 | 3/2025 | billion |
| Consumer credit | 788.14 | 3/2025 | billion |
| Business credit interest rate | 5.10 | 3/2025 | percent |
| Mortgage credit interest rate | 4.39 | 3/2025 | percent |
| Policy rate | 2.75 | 5/2025 | percent |
| Household debt to GDP | 100.00 | 12/2024 | percent |
| Debt service ratios for private non-financial sector | 25.10 | Q4/2024 | percent |