Canada: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 825.91 billion Canadian Dollar as of December 2025, an increase compared to the previous value of 822.32 billion Canadian Dollar. Historically, the average for Canada from January 1969 to December 2025 is 298.12 billion Canadian Dollar. The minimum of 9.65 billion Canadian Dollar was recorded in January 1969, while the maximum of 825.91 billion Canadian Dollar was reached in December 2025.
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* indicates monthly or quarterly data series
- Measure: billion Canadian Dollar
- Source: Statistics Canada
| Recent values | Canada: Consumer credit, billion currency units |
|---|---|
| 2025 Dec | 825.91 |
| 2025 Nov | 822.32 |
| 2025 Oct | 818.38 |
| 2025 Sep | 819.46 |
| 2025 Aug | 812.2 |
| 2025 Jul | 808.11 |
| 2025 Jun | 807.15 |
| 2025 May | 800.27 |
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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.1 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 1.4114 | 7/2026 | Local Currency Units per USD |
| Money supply (broad money) | 2,779.33 | 12/2025 | billion |
| Consumer Price Index (CPI) | 145.1059 | 6/2026 | index points |
| Inflation, monthly | -0.35 | 6/2026 | percent |
| Inflation, annual | 2.80 | 6/2026 | percent |
| Food and beverages inflation | 3.86 | 6/2026 | percent |
| Alcohol and tobacco inflation | 1.25 | 6/2026 | percent |
| Energy price inflation | 14.32 | 6/2026 | percent |
| Transport services inflation | 6.96 | 6/2026 | percent |
| Services inflation | 2.24 | 6/2026 | percent |
| Information and communication inflation | 0.85 | 6/2026 | percent |
| Restaurant and accommodation services inflation | 3.91 | 6/2026 | percent |
| Health care inflation | 2.07 | 6/2026 | percent |
| Education services inflation | 1.82 | 6/2026 | percent |
| Clothing and footwear inflation | -0.10 | 6/2026 | percent |
| Housing inflation | 3.48 | 4/2026 | percent |
| Private sector credit | 6,803.43 | 12/2025 | billion |
| Business credit | 3,580.41 | 12/2025 | billion |
| Household credit | 3,223.02 | 12/2025 | billion |
| Mortgage credit | 2,397.11 | 12/2025 | billion |
| Consumer credit | 825.91 | 12/2025 | billion |
| Business credit interest rate | 4.69 | 12/2025 | percent |
| Mortgage credit interest rate | 4.30 | 12/2025 | percent |
| Policy rate | 2.25 | 7/2026 | percent |
| Household debt to GDP | 100.60 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 25.40 | Q4/2025 | percent |
| Bank deposits, total | 6,641.84 | 3/2026 | billion local currency units |
| Bank deposits, local currency | 3,128.81 | 3/2026 | billion local currency units |
| Bank deposits, foreign currency | 3,513.03 | 3/2026 | billion local currency units |