Canada: Credit information sharing

* indicates monthly or quarterly data series
 Canada

Credit information sharing index, 0 (low) - 8 (high)

 Latest value 8
 Year 2019
 Measure points
 Data availability 2013 - 2019
 Average 8
 Min - Max 8 - 8
 Source The World Bank
For that indicator, we provide data for Canada from 2013 to 2019. The average value for Canada during that period was 8 points with a minimum of 8 points in 2013 and a maximum of 8 points in 2013. The latest value from 2019 is 8 points. For comparison, the world average in 2019 based on 185 countries is 5.27 points. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent values chart
Canada - Credit information sharing - recent values




When banks in Canada make lending decisions, it is useful to know if the borrower has loans from other banks, has he/she paid on time, etc. The credit information index shows whether banks share such information with each other. The index for Canada ranges from 0 (no sharing) to 6 (high degree of sharing.
Definition: Depth of credit information index measures rules affecting the scope, accessibility, and quality of credit information available through public or private credit registries. The index ranges from 0 to 8, with higher values indicating the availability of more credit information, from either a public registry or a private bureau, to facilitate lending decisions.


 Related indicators Latest value Reference Measure
 Lending-deposit interest rate spread 2.60 2017 interest rate points
 Bank cost to income ratio 57.35 2021 percent
 Non-performing loans 0.34 2022 percent
 Bank overhead cost 1.56 2021 percent
 Net interest margin 1.59 2021 percent
 Bank credit to deposits 104.32 2008 percent
 Regulatory capital to risk-weighted assets 16.10 2020 percent
 Return on assets 1.14 2021 percent
 Return on equity 19.16 2021 percent
 Banking system z-scores 13.85 2021 index points
 Liquid assets to deposits 46.45 2021 percent
 Banking system capital to assets 4.95 2020 percent
 Non-interest income to total income 46.67 2021 percent
 Lending interest rate 2.70 2017 percent
 Real interest rate 0.13 2017 percent
 Legal rights 9.00 2020 points
 Credit information sharing 8.00 2019 points
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