Bulgaria: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 11.87 billion Euro as of December 2025, a decline compared to the previous value of 11.9 billion Euro. Historically, the average for Bulgaria from December 1995 to December 2025 is 4.25 billion Euro. The minimum of 0 billion Euro was recorded in December 1995, while the maximum of 11.9 billion Euro was reached in November 2025.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Source: Bulgarian National Bank
| Recent values | Bulgaria: Consumer credit, billion currency units |
|---|---|
| 2025 Dec | 11.87 |
| 2025 Nov | 11.9 |
| 2025 Oct | 11.8 |
| 2025 Sep | 11.7 |
| 2025 Aug | 11.58 |
| 2025 Jul | 11.45 |
| 2025 Jun | 11.29 |
| 2025 May | 11.16 |
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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.4 | 2024 | percent |
| Exchange rate regimes | 2 | 2023 | index points |
| USD exchange rate | 0.8695 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 179.39 | 12/2025 | billion |
| Consumer Price Index (CPI) | 104.5600 | 6/2026 | index points |
| Inflation, monthly | -0.44 | 6/2026 | percent |
| Inflation, annual | 5.34 | 6/2026 | percent |
| Food and beverages inflation | 5.10 | 4/2026 | percent |
| Alcohol and tobacco inflation | 7.43 | 4/2026 | percent |
| Energy price inflation | 12.30 | 4/2026 | percent |
| Transport services inflation | 18.53 | 4/2026 | percent |
| Services inflation | 8.30 | 4/2026 | percent |
| Information and communication inflation | 0.32 | 4/2026 | percent |
| Restaurant and accommodation services inflation | 9.28 | 4/2026 | percent |
| Health care inflation | 4.30 | 4/2026 | percent |
| Education services inflation | 9.09 | 4/2026 | percent |
| Clothing and footwear inflation | 0.01 | 4/2026 | percent |
| Housing inflation | 8.08 | 4/2026 | percent |
| Private sector credit | 56.06 | 12/2025 | billion |
| Business credit | 27.36 | 12/2025 | billion |
| Household credit | 28.70 | 12/2025 | billion |
| Mortgage credit | 16.84 | 12/2025 | billion |
| Consumer credit | 11.87 | 12/2025 | billion |
| Deposit interest rate | 0.79 | 12/2025 | percent |
| Business credit interest rate | 3.72 | 12/2025 | percent |
| Mortgage credit interest rate | 2.69 | 12/2025 | percent |
| Business credit in local currency | 10,317.06 | 12/2025 | local currency units |
| Business credit in foreign currency | 251.78 | 3/2026 | local currency units |
| Household credit in local currency | 937.35 | 12/2025 | billion |
| Household credit in foreign currency | 10.34 | 3/2026 | local currency units |
| Private credit in local currency | 11,254.41 | 12/2025 | local currency units |
| Private credit in foreign currency | 262.12 | 3/2026 | local currency units |