Bulgaria: Non-performing loans

The latest value from 2025 is 2.82 percent, a decline from 3.17 percent in 2024. In comparison, the world average is 3.64 percent, based on data from 88 countries. Historically, the average for Bulgaria from 2008 to 2025 is 9.14 percent. The minimum value, 2.4 percent, was reached in 2008 while the maximum of 16.88 percent was recorded in 2013. See the global rankings for that indicator or use the country comparator to compare trends over time.

The percent non-performing loans in Bulgaria reflects the health of the banking system. A higher percent of such loans shows that banks have difficulty collecting interest and principal on their credits. That may lead to less profits for the banks in Bulgaria and, possibly, bank closures.