Brazil: Mortgage credit interest rate
* indicates monthly or quarterly data series
The most recent value is 11.22 percent as of June 2026, a decline compared to the previous value of 11.23 percent. Historically, the average for Brazil from March 2011 to June 2026 is 9.16 percent. The minimum of 6.63 percent was recorded in May 2021, while the maximum of 11.56 percent was reached in March 2026.
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* indicates monthly or quarterly data series
- Measure: percent
- Definition: The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate.
- Source: Central Bank of Brazil
| Recent values | Brazil: Mortgage credit interest rate, percent |
|---|---|
| 2026  Jun | 11.22 |
| 2026  May | 11.23 |
| 2026  Apr | 11.12 |
| 2026  Mar | 11.56 |
| 2026  Feb | 10.68 |
| 2026  Jan | 10.97 |
| 2025  Dec | 10.78 |
| 2025  Nov | 10.35 |
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| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 5.0 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 5.0915 | 8/2026 | Local Currency Units per USD |
| Money supply (broad money) | 7,646.64 | 6/2026 | billion |
| Consumer Price Index (CPI) | 245.8735 | 7/2026 | index points |
| Inflation, monthly | 0.07 | 7/2026 | percent |
| Inflation, annual | 4.44 | 7/2026 | percent |
| Private sector credit | 7,355.80 | 6/2026 | billion |
| Business credit | 2,749.00 | 6/2026 | billion |
| Household credit | 4,606.80 | 6/2026 | billion |
| Deposit interest rate | 3.09 | 12/2023 | percent |
| Business credit interest rate | 20.80 | 6/2026 | percent |
| Mortgage credit interest rate | 11.22 | 6/2026 | percent |
| Policy rate | 14.00 | 8/2026 | percent |
| Household debt to GDP | 37.60 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 29.20 | Q4/2025 | percent |