Brazil: Mortgage credit interest rate
* indicates monthly or quarterly data series
The most recent value is 10.91 percent as of March 2025, an increase compared to the previous value of 9.98 percent. Historically, the average for Brazil from March 2011 to March 2025 is 9.01 percent. The minimum of 6.63 percent was recorded in May 2021, while the maximum of 11.41 percent was reached in July 2023.
Click on the following link to see the values of: Mortgage credit interest rate around the world.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: Central Bank of Brazil
| Recent values | Brazil: Mortgage credit interest rate, percent |
|---|---|
| 2025 Mar | 10.91 |
| 2025 Feb | 9.98 |
| 2025 Jan | 11.03 |
| 2024 Dec | 9.85 |
| 2024 Nov | 9.49 |
| 2024 Oct | 9.68 |
| 2024 Sep | 9.46 |
| 2024 Aug | 9.46 |
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Definition: The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 4.6 | 2023 | percent |
| Exchange rate regimes | 7 | 2022 | index points |
| USD exchange rate | 5.6544 | 5/2025 | Local Currency Units per USD |
| Money supply (broad money) | 6,527.59 | 3/2025 | billion |
| Consumer Price Index (CPI) | 7,276.5400 | 4/2025 | index points |
| Inflation, monthly | 0.43 | 4/2025 | percent |
| Inflation, annual | 5.53 | 4/2025 | percent |
| Private sector credit | 6,483.82 | 3/2025 | billion |
| Business credit | 2,455.62 | 3/2025 | billion |
| Household credit | 4,028.20 | 3/2025 | billion |
| Deposit interest rate | 3.09 | 12/2023 | percent |
| Business credit interest rate | 22.77 | 3/2025 | percent |
| Mortgage credit interest rate | 10.91 | 3/2025 | percent |
| Policy rate | 14.25 | 4/2025 | percent |
| Household debt to GDP | 35.80 | 9/2024 | percent |
| Debt service ratios for private non-financial sector | 24.60 | Q3/2024 | percent |