Brazil: Lending-deposit interest rate spread

* indicates monthly or quarterly data series
 Brazil

Bank lending-deposit interest rate spread

 Latest value 26.85
 Year 2020
 Measure interest rate points
 Data availability 1997 - 2020
 Average 37.00
 Min - Max 19.58 - 58.36
 Source The International Monetary Fund
For that indicator, we provide data for Brazil from 1997 to 2020. The average value for Brazil during that period was 37 interest rate points with a minimum of 19.58 interest rate points in 2013 and a maximum of 58.36 interest rate points in 1998. The latest value from 2020 is 26.85 interest rate points. For comparison, the world average in 2020 based on 93 countries is 6.59 interest rate points. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent values chart
Brazil - Lending-deposit interest rate spread - Recent values chart

Historical chart
Brazil - Lending-deposit interest rate spread - historical chart - 1997-2020




Definition: Difference between the lending rate and the deposit rate. The lending rate is the rate charged by banks on loans to the private sector and the deposit interest rate is the rate offered by commercial banks on three-month deposits.

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 Related indicators Latest value Reference Measure
 Lending-deposit interest rate spread 26.85 2020 interest rate points
 Bank cost to income ratio 55.83 2021 percent
 Non-performing loans 2.64 2022 percent
 Bank overhead cost 3.14 2021 percent
 Net interest margin 4.42 2021 percent
 Bank credit to deposits 100.07 2021 percent
 Regulatory capital to risk-weighted assets 16.84 2020 percent
 Return on assets 1.86 2021 percent
 Return on equity 18.65 2021 percent
 Banking system z-scores 16.35 2021 index points
 Liquid assets to deposits 55.84 2021 percent
 Banking system capital to assets 10.06 2020 percent
 Non-interest income to total income 36.17 2021 percent
 Lending interest rate 39.40 2022 percent
 Real interest rate 28.74 2022 percent
 Legal rights 2.00 2019 points
 Credit information sharing 8.00 2019 points
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