Bosnia and Herzegovina: Financial institutions development, efficiency

The latest value from 2021 is 0.652 index points, an increase from 0.627 index points in 2020. In comparison, the world average is 0.585 index points, based on data from 178 countries. Historically, the average for Bosnia and Herzegovina from 1995 to 2021 is 0.503 index points. The minimum value, 0.155 index points, was reached in 1997 while the maximum of 0.652 index points was recorded in 2021. See the global rankings for that indicator or use the country comparator to compare trends over time.

Definition: Measures the efficiency of financial institutions. Constructed using the Principal Component methodology using the following variables: Net interest margin, Lending-deposits spread, Non-interest income to total income, Overhead costs to total assets, Return on assets, and Return on equity. See Svirydzenka, Katsiaryna (IMF, 2016) for more detail.