Bosnia and Herzegovina: Banking system z-scores

The latest value from 2021 is 15.29 index points, a decline from 15.3 index points in 2020. In comparison, the world average is 17.25 index points, based on data from 136 countries. Historically, the average for Bosnia and Herzegovina from 2000 to 2021 is 16.28 index points. The minimum value, 12.38 index points, was reached in 2007 while the maximum of 22.7 index points was recorded in 2000. See the global rankings for that indicator or use the country comparator to compare trends over time.

Definition: The index captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.