
Bhutan: Bank cost to income ratio
* indicates monthly or quarterly data series
| Bhutan |
Bank cost to income ratio, in percent |
|---|---|
| Latest value | 54.16 |
| Year | 2021 |
| Measure | percent |
| Data availability | 2013 - 2021 |
| Average | 36.80 |
| Min - Max | 29.30 - 54.16 |
| Source | Bankscope |
| Available for | Data download |
The latest value from 2021 is 54.16 percent, an increase from 48.92 percent in 2020. In comparison, the world average is 54.80 percent, based on data from 133 countries. Historically, the average for Bhutan from 2013 to 2021 is 36.8 percent. The minimum value, 29.3 percent, was reached in 2014 while the maximum of 54.16 percent was recorded in 2021.
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* indicates monthly or quarterly data series
| Recent values | Bhutan: Bank cost to income ratio |
|---|---|
| 2021 | 54.16 |
| 2020 | 48.92 |
| 2019 | 35.13 |
| 2018 | 33.13 |
| 2017 | 36.04 |
| 2016 | 29.96 |
| 2015 | 32.32 |
| 2014 | 29.30 |
Definition: Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
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| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Lending-deposit interest rate spread | 11.00 | 2020 | interest rate points |
| Bank cost to income ratio | 54.16 | 2021 | percent |
| Non-performing loans | 2.22 | 2024 | percent |
| Bank overhead cost | 1.23 | 2021 | percent |
| Net interest margin | 2.61 | 2021 | percent |
| Bank credit to deposits | 76.18 | 2020 | percent |
| Regulatory capital to risk-weighted assets | 15.15 | 2019 | percent |
| Return on assets | 1.19 | 2021 | percent |
| Return on equity | 12.27 | 2021 | percent |
| Banking system z-scores | 12.46 | 2021 | index points |
| Liquid assets to deposits | 30.86 | 2021 | percent |
| Banking system capital to assets | 12.18 | 2019 | percent |
| Non-interest income to total income | 23.83 | 2021 | percent |
| Lending interest rate | 11.76 | 2025 | percent |
| Real interest rate | 5.61 | 2024 | percent |