Benin: Household credit
* indicates monthly or quarterly data series
The most recent value is 538.52 billion CFA Franc as of December 2025, an increase compared to the previous value of 533.2 billion CFA Franc. Historically, the average for Benin from January 2004 to December 2025 is 299.94 billion CFA Franc. The minimum of 43.25 billion CFA Franc was recorded in June 2004, while the maximum of 633.42 billion CFA Franc was reached in April 2018.
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* indicates monthly or quarterly data series
- Measure: billion CFA Franc
- Source: Central Bank of West African States
| Recent values | Benin: Household credit, billion currency units |
|---|---|
| 2025  Dec | 538.52 |
| 2025  Nov | 533.2 |
| 2025  Oct | 537.87 |
| 2025  Sep | 541.87 |
| 2025  Aug | 537.42 |
| 2025  Jul | 532.11 |
| 2025  Jun | 547.1 |
| 2025  May | 544.38 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 1.2 | 2024 | percent |
| Exchange rate regimes | 3 | 2023 | index points |
| USD exchange rate | 568.5886 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 4,225.72 | 12/2025 | billion |
| Consumer Price Index (CPI) | 102.3000 | 3/2026 | index points |
| Inflation, monthly | 0.69 | 3/2026 | percent |
| Inflation, annual | -0.49 | 3/2026 | percent |
| Private sector credit | 2,815.98 | 12/2025 | billion |
| Business credit | 2,277.46 | 12/2025 | billion |
| Household credit | 538.52 | 12/2025 | billion |
| Deposit interest rate | 5.61 | Q1/2026 | percent |
| Business credit interest rate | 7.15 | 12/2023 | percent |
| Mortgage credit interest rate | 6.93 | 12/2023 | percent |