Benin: Deposit interest rate
* indicates monthly or quarterly data series
The most recent value is 5.56 percent as of Q2 2025, an increase compared to the previous value of 5.23 percent. Historically, the average for Benin from Q1 2013 to Q2 2025 is 5.65 percent. The minimum of 5.04 percent was recorded in Q4 2022, while the maximum of 6.51 percent was reached in Q4 2013.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: Central Bank of West African States
| Recent values | Benin: Bank deposit interest rate, percent |
|---|---|
| 2025 Q2 | 5.56 |
| 2025 Q1 | 5.23 |
| 2024 Q4 | 5.43 |
| 2024 Q3 | 5.42 |
| 2024 Q2 | 5.4 |
| 2024 Q1 | 5.57 |
| 2023 Q4 | 5.26 |
| 2023 Q3 | 5.3 |
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Definition: The deposit interest rate is the average interest rate on one year term deposits offered by the commercial banks to the household sector.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 1.2 | 2024 | percent |
| Exchange rate regimes | 3 | 2023 | index points |
| USD exchange rate | 566.8499 | 3/2026 | Local Currency Units per USD |
| Money supply (broad money) | 4,225.72 | 12/2025 | billion |
| Consumer Price Index (CPI) | 101.8000 | 12/2025 | index points |
| Inflation, monthly | 0.10 | 12/2025 | percent |
| Inflation, annual | -8.12 | 12/2025 | percent |
| Private sector credit | 2,815.98 | 12/2025 | billion |
| Business credit | 2,277.46 | 12/2025 | billion |
| Household credit | 538.52 | 12/2025 | billion |
| Deposit interest rate | 5.56 | Q2/2025 | percent |
| Business credit interest rate | 7.15 | 12/2023 | percent |
| Mortgage credit interest rate | 6.93 | 12/2023 | percent |