Belgium: Private sector credit
* indicates monthly or quarterly data series
The most recent value is 416.29 billion Euro as of September 2025, an increase compared to the previous value of 415.61 billion Euro. Historically, the average for Belgium from January 1999 to September 2025 is 251.39 billion Euro. The minimum of 157.11 billion Euro was recorded in February 1999, while the maximum of 418.02 billion Euro was reached in February 2025.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Source: National Bank of Belgium
| Recent values | Belgium: Private sector credit, billion currency units |
|---|---|
| 2025 Sep | 416.29 |
| 2025 Aug | 415.61 |
| 2025 Jul | 415 |
| 2025 Jun | 413.14 |
| 2025 May | 410.83 |
| 2025 Apr | 409.42 |
| 2025 Mar | 405.16 |
| 2025 Feb | 418.02 |
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Definition: Private sector credit refers to the credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to private non-financial firms and households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.1 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8695 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 675.10 | 9/2025 | billion |
| Consumer Price Index (CPI) | 150.4079 | 5/2026 | index points |
| Inflation, monthly | -0.41 | 6/2026 | percent |
| Inflation, annual | 3.04 | 6/2026 | percent |
| Food and beverages inflation | 1.89 | 4/2026 | percent |
| Alcohol and tobacco inflation | 2.46 | 4/2026 | percent |
| Energy price inflation | 10.59 | 4/2026 | percent |
| Transport services inflation | 7.80 | 4/2026 | percent |
| Services inflation | 5.28 | 4/2026 | percent |
| Information and communication inflation | 3.49 | 4/2026 | percent |
| Restaurant and accommodation services inflation | 4.78 | 4/2026 | percent |
| Health care inflation | 6.60 | 4/2026 | percent |
| Education services inflation | 2.40 | 4/2026 | percent |
| Clothing and footwear inflation | 3.00 | 4/2026 | percent |
| Housing inflation | 3.46 | 4/2026 | percent |
| Private sector credit | 416.29 | 9/2025 | billion |
| Business credit | 154.89 | 9/2025 | billion |
| Household credit | 261.40 | 9/2025 | billion |
| Mortgage credit | 239.75 | 9/2025 | billion |
| Consumer credit | 21.65 | 9/2025 | billion |
| Deposit interest rate | 1.70 | 9/2025 | percent |
| Business credit interest rate | 3.30 | 9/2025 | percent |
| Mortgage credit interest rate | 3.19 | 9/2025 | percent |
| Policy rate | 4.50 | 12/1998 | percent |
| Household debt to GDP | 56.80 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 16.60 | Q4/2025 | percent |