Belgium: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 21.65 billion Euro as of September 2025, an increase compared to the previous value of 21.58 billion Euro. Historically, the average for Belgium from January 2003 to September 2025 is 24.65 billion Euro. The minimum of 21.22 billion Euro was recorded in March 2025, while the maximum of 28.92 billion Euro was reached in September 2008.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Source: National Bank of Belgium
| Recent values | Belgium: Consumer credit, billion currency units |
|---|---|
| 2025 Sep | 21.65 |
| 2025 Aug | 21.58 |
| 2025 Jul | 21.63 |
| 2025 Jun | 21.51 |
| 2025 May | 21.46 |
| 2025 Apr | 21.53 |
| 2025 Mar | 21.22 |
| 2025 Feb | 22.2 |
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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.1 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8695 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 675.10 | 9/2025 | billion |
| Consumer Price Index (CPI) | 102.9100 | 6/2026 | index points |
| Inflation, monthly | -0.41 | 6/2026 | percent |
| Inflation, annual | 3.04 | 6/2026 | percent |
| Food and beverages inflation | 1.89 | 4/2026 | percent |
| Alcohol and tobacco inflation | 2.46 | 4/2026 | percent |
| Energy price inflation | 10.59 | 4/2026 | percent |
| Transport services inflation | 7.80 | 4/2026 | percent |
| Services inflation | 5.28 | 4/2026 | percent |
| Information and communication inflation | 3.49 | 4/2026 | percent |
| Restaurant and accommodation services inflation | 4.78 | 4/2026 | percent |
| Health care inflation | 6.60 | 4/2026 | percent |
| Education services inflation | 2.40 | 4/2026 | percent |
| Clothing and footwear inflation | 3.00 | 4/2026 | percent |
| Housing inflation | 3.46 | 4/2026 | percent |
| Private sector credit | 416.29 | 9/2025 | billion |
| Business credit | 154.89 | 9/2025 | billion |
| Household credit | 261.40 | 9/2025 | billion |
| Mortgage credit | 239.75 | 9/2025 | billion |
| Consumer credit | 21.65 | 9/2025 | billion |
| Deposit interest rate | 1.70 | 9/2025 | percent |
| Business credit interest rate | 3.30 | 9/2025 | percent |
| Mortgage credit interest rate | 3.19 | 9/2025 | percent |
| Policy rate | 4.50 | 12/1998 | percent |
| Household debt to GDP | 56.80 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 16.60 | Q4/2025 | percent |