Bahamas: Mortgage credit interest rate
* indicates monthly or quarterly data series
The most recent value is 5.23 percent as of Q4 2025, an increase compared to the previous value of 5.17 percent. Historically, the average for the Bahamas from Q1 2004 to Q4 2025 is 6.7 percent. The minimum of 4.82 percent was recorded in Q4 2019, while the maximum of 8.91 percent was reached in Q1 2004.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: The Central Bank of The Bahamas
| Recent values | Bahamas: Mortgage credit interest rate, percent |
|---|---|
| 2025 Q4 | 5.23 |
| 2025 Q3 | 5.17 |
| 2025 Q2 | 5.2 |
| 2025 Q1 | 5.24 |
| 2024 Q4 | 5.22 |
| 2024 Q3 | 5.29 |
| 2024 Q2 | 5.11 |
| 2024 Q1 | 5.17 |
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Definition: The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 0.4 | 2024 | percent |
| Exchange rate regimes | 3 | 2023 | index points |
| USD exchange rate | 1.0000 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 8.53 | 2/2025 | billion |
| Consumer Price Index (CPI) | 121.8700 | 1/2025 | index points |
| Inflation, monthly | 0.10 | 1/2025 | percent |
| Inflation, annual | 0.74 | 1/2025 | percent |
| Private sector credit | 6.06 | 2/2025 | billion |
| Deposit interest rate | 0.42 | 12/2025 | percent |
| Mortgage credit interest rate | 5.23 | Q4/2025 | percent |
| Private credit in local currency | 5.97 | 12/2025 | local currency units |
| Private credit in foreign currency | 0.38 | 12/2025 | local currency units |
| Bank deposits, total | 10.32 | 4/2026 | local currency units |
| Bank deposits, local currency | 9.55 | 4/2026 | local currency units |
| Bank deposits, foreign currency | 0.76 | 4/2026 | local currency units |