Austria: Household credit
* indicates monthly or quarterly data series
The most recent value is 181.05 billion Euro as of Q4 2025, an increase compared to the previous value of 180.67 billion Euro. Historically, the average for Austria from Q1 1996 to Q4 2025 is 119.52 billion Euro. The minimum of 41.3 billion Euro was recorded in Q1 1996, while the maximum of 185.58 billion Euro was reached in Q3 2022.
Click on the following link to see the values of: Household credit around the world.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Source: Central bank of the Republic of Austria
| Recent values | Austria: Household credit, billion currency units |
|---|---|
| 2025 Q4 | 181.05 |
| 2025 Q3 | 180.67 |
| 2025 Q2 | 179.33 |
| 2025 Q1 | 178.71 |
| 2024 Q4 | 178.97 |
| 2024 Q3 | 179.46 |
| 2024 Q2 | 179.06 |
| 2024 Q1 | 179.33 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.5 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8754 | 7/2026 | Local Currency Units per USD |
| Money supply (broad money) | 460.30 | 6/2026 | billion |
| Consumer Price Index (CPI) | 102.5400 | 7/2026 | index points |
| Inflation, monthly | -0.43 | 7/2026 | percent |
| Inflation, annual | 2.64 | 7/2026 | percent |
| Food and beverages inflation | 1.30 | 6/2026 | percent |
| Alcohol and tobacco inflation | 2.00 | 6/2026 | percent |
| Energy price inflation | 5.40 | 6/2026 | percent |
| Transport services inflation | 6.50 | 6/2026 | percent |
| Services inflation | 4.50 | 6/2026 | percent |
| Information and communication inflation | -0.40 | 6/2026 | percent |
| Restaurant and accommodation services inflation | 4.50 | 6/2026 | percent |
| Health care inflation | 4.40 | 6/2026 | percent |
| Education services inflation | 5.40 | 4/2026 | percent |
| Clothing and footwear inflation | 1.80 | 6/2026 | percent |
| Housing inflation | 5.00 | 4/2026 | percent |
| Private sector credit | 383.71 | Q4/2025 | billion |
| Business credit | 202.66 | Q4/2025 | billion |
| Household credit | 181.05 | Q4/2025 | billion |
| Mortgage credit | 157.02 | Q4/2025 | billion |
| Consumer credit | 24.03 | Q4/2025 | billion |
| Deposit interest rate | 2.04 | 6/2026 | percent |
| Business credit interest rate | 3.78 | 6/2026 | percent |
| Mortgage credit interest rate | 3.54 | 6/2026 | percent |
| Policy rate | 3.00 | 12/1998 | percent |
| Household debt to GDP | 41.60 | 12/2025 | percent |
| Business credit in local currency | 200.93 | 12/2025 | billion local currency units |
| Household credit in local currency | 175.82 | 12/2025 | billion local currency units |
| Household credit in foreign currency | 5.23 | 12/2025 | billion local currency units |
| Private credit in local currency | 376.75 | 12/2025 | billion local currency units |
| Private credit in foreign currency | 6.95 | 12/2025 | billion local currency units |
| Bank deposits, total | 118.21 | 4/2026 | billion local currency units |
| Bank deposits, local currency | 113.10 | 4/2026 | billion local currency units |
| Bank deposits, foreign currency | 5.11 | 4/2026 | billion local currency units |