Australia: Bank credit to deposits

* indicates monthly or quarterly data series
 Australia

Bank credit as percent of bank deposits

 Latest value 118.62
 Year 2021
 Measure percent
 Data availability 1960 - 2021
 Average 100.44
 Min - Max 43.89 - 144.23
 Source The International Monetary Fund
The latest value from 2021 is 118.62 percent, a decline from 119.92 percent in 2020. In comparison, the world average is 86.91 percent, based on data from 138 countries. Historically, the average for Australia from 1960 to 2021 is 100.44 percent. The minimum value, 43.89 percent, was reached in 1961 while the maximum of 144.23 percent was recorded in 2005. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent data
Australia - Bank credit to deposits - Recent values chart

Historical series
Australia - Bank credit to deposits - historical chart - 1960-2021




Definition: The financial resources provided to the private sector by domestic money banks as a share of total deposits. Domestic money banks comprise commercial banks and other financial institutions that accept transferable deposits, such as demand deposits. Total deposits include demand, time and saving deposits in deposit money banks.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 3.54 2019 interest rate points
 Bank cost to income ratio 54.07 2021 percent
 Non-performing loans 0.72 2022 percent
 Bank overhead cost 1.01 2021 percent
 Net interest margin 1.67 2021 percent
 Bank credit to deposits 118.62 2021 percent
 Regulatory capital to risk-weighted assets 17.56 2020 percent
 Return on assets 0.87 2021 percent
 Return on equity 13.48 2021 percent
 Banking system z-scores 14.15 2021 index points
 Liquid assets to deposits 32.70 2021 percent
 Banking system capital to assets 8.00 2020 percent
 Non-interest income to total income 24.53 2021 percent
 Lending interest rate 5.10 2019 percent
 Real interest rate 1.58 2019 percent
 Legal rights 11.00 2019 points
 Credit information sharing 8.00 2019 points
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