Australia: Bank cost to income ratio

* indicates monthly or quarterly data series
 Australia

Bank cost to income ratio, in percent

 Latest value 54.07
 Year 2021
 Measure percent
 Data availability 2000 - 2021
 Average 50.57
 Min - Max 42.52 - 102.43
 Source Bankscope
 Available for Data download
The latest value from 2021 is 54.07 percent, an increase from 53.98 percent in 2020. In comparison, the world average is 54.80 percent, based on data from 133 countries. Historically, the average for Australia from 2000 to 2021 is 50.57 percent. The minimum value, 42.52 percent, was reached in 2015 while the maximum of 102.43 percent was recorded in 2001. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series
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 Recent values Australia: Bank cost to income ratio
 2021 54.07
 2020 53.98
 2019 50.82
 2018 45.42
 2017 44.21
 2016 51.06
 2015 42.52
 2014 42.99




Definition: Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 3.54 2019 interest rate points
 Bank cost to income ratio 54.07 2021 percent
 Non-performing loans 1.00 2025 percent
 Bank overhead cost 1.01 2021 percent
 Net interest margin 1.67 2021 percent
 Bank credit to deposits 118.62 2021 percent
 Regulatory capital to risk-weighted assets 17.56 2020 percent
 Return on assets 0.87 2021 percent
 Return on equity 13.48 2021 percent
 Banking system z-scores 14.15 2021 index points
 Liquid assets to deposits 32.70 2021 percent
 Banking system capital to assets 8.00 2020 percent
 Non-interest income to total income 24.53 2021 percent
 Lending interest rate 5.10 2019 percent
 Real interest rate 1.57 2019 percent
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