Australia: Real interest rate

* indicates monthly or quarterly data series

Real interest rate: Bank lending rate minus inflation

 Latest value 1.58
 Year 2019
 Measure percent
 Data availability 1961 - 2019
 Average 3.50
 Min - Max -6.02 - 10.09
 Source The International Monetary Fund
For that indicator, we provide data for Australia from 1961 to 2019. The average value for Australia during that period was 3.5 percent with a minimum of -6.02 percent in 1974 and a maximum of 10.09 percent in 1991. The latest value from 2019 is 1.58 percent. For comparison, the world average in 2019 based on 114 countries is 6.62 percent. See the global rankings for that indicator or use the country comparator to compare trends over time.
Select indicator
* indicates monthly or quarterly data series

Recent values chart
Australia - Real interest rate - Recent values chart

Historical chart
Australia - Real interest rate - historical chart - 1961-2019

Definition: Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.

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 Bank cost to income ratio 54.07 2021 percent
 Non-performing loans 0.72 2022 percent
 Bank overhead cost 1.01 2021 percent
 Net interest margin 1.67 2021 percent
 Bank credit to deposits 118.62 2021 percent
 Regulatory capital to risk-weighted assets 17.56 2020 percent
 Return on assets 0.87 2021 percent
 Return on equity 13.48 2021 percent
 Banking system z-scores 14.15 2021 index points
 Liquid assets to deposits 32.70 2021 percent
 Banking system capital to assets 8.00 2020 percent
 Non-interest income to total income 24.53 2021 percent
 Lending interest rate 5.10 2019 percent
 Real interest rate 1.58 2019 percent
 Legal rights 11.00 2019 points
 Credit information sharing 8.00 2019 points
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