Armenia: Private sector credit
* indicates monthly or quarterly data series
The most recent value is 7161.55 billion Armenian Dram as of December 2025, an increase compared to the previous value of 6976.24 billion Armenian Dram. Historically, the average for Armenia from January 2000 to December 2025 is 1802.6 billion Armenian Dram. The minimum of 54.39 billion Armenian Dram was recorded in January 2000, while the maximum of 7161.55 billion Armenian Dram was reached in December 2025.
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* indicates monthly or quarterly data series
- Measure: billion Armenian Dram
- Source: Central Bank of Armenia
| Recent values | Armenia: Private sector credit, billion currency units |
|---|---|
| 2025 Dec | 7161.55 |
| 2025 Nov | 6976.24 |
| 2025 Oct | 6905.36 |
| 2025 Sep | 6759 |
| 2025 Aug | 6619.6 |
| 2025 Jul | 6477.75 |
| 2025 Jun | 6436.87 |
| 2025 May | 6257.71 |
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Definition: Private sector credit refers to the credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to private non-financial firms and households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 0.3 | 2024 | percent |
| Exchange rate regimes | 6 | 2023 | index points |
| USD exchange rate | 367.6459 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 4,950.66 | 12/2025 | billion |
| Consumer Price Index (CPI) | 104.8000 | 3/2026 | index points |
| Inflation, monthly | 0.67 | 3/2026 | percent |
| Inflation, annual | 1.08 | 3/2026 | percent |
| Private sector credit | 7,161.55 | 12/2025 | billion |
| Business credit | 3,253.09 | 12/2025 | billion |
| Household credit | 3,908.46 | 12/2025 | billion |
| Mortgage credit | 1,665.55 | 12/2025 | billion |
| Consumer credit | 2,242.91 | 12/2025 | billion |
| Deposit interest rate | 9.10 | 12/2024 | percent |
| Business credit interest rate | 12.55 | 12/2024 | percent |
| Mortgage credit interest rate | 12.71 | 12/2024 | percent |
| Business credit in local currency | 1,300.20 | 3/2026 | billion local currency units |
| Business credit in foreign currency | 2,032.55 | 3/2026 | billion local currency units |
| Household credit in local currency | 3,666.21 | 3/2026 | billion local currency units |
| Household credit in foreign currency | 416.55 | 3/2026 | billion local currency units |
| Private credit in local currency | 4,966.41 | 3/2026 | billion local currency units |
| Private credit in foreign currency | 2,449.10 | 3/2026 | billion local currency units |
| Bank deposits, total | 7,646.74 | 4/2026 | billion local currency units |
| Bank deposits, local currency | 4,419.43 | 4/2026 | billion local currency units |
| Bank deposits, foreign currency | 3,227.31 | 4/2026 | billion local currency units |