Armenia: Mortgage credit interest rate
* indicates monthly or quarterly data series
The most recent value is 12.71 percent as of December 2024, an increase compared to the previous value of 12.46 percent. Historically, the average for Armenia from December 2009 to December 2024 is 11.97 percent. The minimum of 10.14 percent was recorded in January 2021, while the maximum of 13.69 percent was reached in December 2009.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: Central Bank of Armenia
| Recent values | Armenia: Mortgage credit interest rate, percent |
|---|---|
| 2024 Dec | 12.71 |
| 2024 Nov | 12.46 |
| 2024 Oct | 12.57 |
| 2024 Sep | 12.48 |
| 2024 Aug | 12.62 |
| 2024 Jul | 12.52 |
| 2024 Jun | 12.59 |
| 2024 May | 12.6 |
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Definition: The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.0 | 2023 | percent |
| Exchange rate regimes | 6 | 2022 | index points |
| USD exchange rate | 392.7381 | 3/2025 | Local Currency Units per USD |
| Money supply (broad money) | 4,058.65 | 12/2024 | billion |
| Consumer Price Index (CPI) | 185.8613 | 3/2025 | index points |
| Inflation, monthly | 0.50 | 3/2025 | percent |
| Inflation, annual | 3.35 | 3/2025 | percent |
| Private sector credit | 5,852.33 | 12/2024 | billion |
| Business credit | 2,666.28 | 12/2024 | billion |
| Household credit | 3,186.05 | 12/2024 | billion |
| Mortgage credit | 1,423.21 | 12/2024 | billion |
| Consumer credit | 1,762.84 | 12/2024 | billion |
| Deposit interest rate | 9.10 | 12/2024 | percent |
| Business credit interest rate | 12.55 | 12/2024 | percent |
| Mortgage credit interest rate | 12.71 | 12/2024 | percent |